June 25, 2025
AgencyHow Different Insurance Policies Cover Types of Natural Disasters
Natural disasters, such as floods, earthquakes and hurricanes, can cause devastating damage to homes and communities. Insurance policies play a crucial role in helping individuals and businesses recover, but coverage varies significantly depending on the type of disaster and the policy in place. Insurance Coverage for Natural Disasters Floods are typically not covered under standard […]
April 17, 2025
AgencyThe Role of Insurance in Mergers and Acquisitions
Throughout your business’s journey, you may encounter situations where it’s logical, profitable or even necessary to join forces with another company. In these situations, one party may acquire the other, or a merger may take place. In either situation, significant financial risk abounds. At Chichester Insurance Agency in Blythewood, South Carolina, our dedicated team stands […]
February 25, 2025
AgencyHow to Choose the Right Home Insurance Policy for Your Needs
For Blythewood homeowners, selecting a home insurance policy involves more than just finding the lowest premium. South Carolina’s unique weather patterns, from summer storms to hurricane impacts, make understanding your coverage options particularly important. Whether you’re insuring a historic property or new construction, certain considerations might help you make informed decisions about your coverage. Understanding […]
December 24, 2024
AgencyTerm vs. Whole Life Insurance: Which Is Right for You?
Life insurance is crucial for protecting your loved ones financially if something happens to you. Without it, they may struggle to cover living expenses, pay off debts or handle unexpected costs. The death benefit from a life insurance policy can be used to pay a mortgage, fund a child’s education, replace lost income or cover […]
May 8, 2024
AgencyWhy Everyone Needs Life Insurance
Life insurance, often sidelined in the financial planning process, is a pivotal instrument that can help ensure your family’s financial stability after you are gone. You should consider obtaining coverage regardless of your age or financial situation. Why Should I Get Life Insurance? The following are reasons to consider life insurance: Ensuring financial security for […]
March 27, 2024
AgencyProtecting Your Business from Cyber Threats
In today’s digital age, businesses of all sizes face the looming threat of cyberattacks. From small startups to multinational corporations, no organization is immune to the potential devastation caused by cybercrime. As technology advances, so do the methods and sophistication of cyber threats. Therefore, businesses must prioritize cybersecurity measures to safeguard their data, finances and […]
July 12, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
June 22, 2023
Agency4 Budget-Friendly Ways to Protect Your Business
To protect your profits, you should always protect your business as well.
May 17, 2023
AgencyHome Insurance Costs for Liability Coverage
Home insurance is a requirement for many property owners. Even if you do not have a loan on your home, it is one of the most important financial investments you can make. Yet, many people want to ensure they are not overpaying for their coverage. They want the best rate for the right level of […]
April 27, 2023
AgencyWhat are Surety Bonds?
If you own a construction, shipping or similar type of business in which you contract out your services, you may find that your clients or the law require that you buy a surety bond before business can proceed. The purpose of this bond is to ensure that the contract is completed even if the contractor […]